Monday, November 06, 2006

Bank Of America Credit Cards: A Look At The Top 3

You probably know Bank of America from its commercials on better banking.
They are one of the major players in commercial banking and lending. Well,
you know you can enjoy their "Higher Standards" through a variety of
products, including mortgages and checking/savings accounts, but did you
know they have an uncommonly large pool of credit card options? "B of A" is
one of the countries top credit card providers, and their Higher Standards
certainly extends to this product line as well. This article takes a quick
peek at the Bank of America Platinum Visa, the Bank of America Visa
Signature with WorldPoints, and the TripRewards MasterCard by Bank of
America.

A Look at the Top Three

The Bank of America Platinum Visa - The B of A Platinum Visa is a solid all
around card. Categorized by Bank of America as an "everyday credit card," it
is chock full of useful features and reasons to consider it. The Platinum
Visa offers a six month interest free introductory period, and accepts
initial and subsequent balance transfers with no additional fees. So, if you
are on the market for an all around solid card with cheap and easy balance
transfer options, this could be the way to go.


The Bank of America Visa Signature with WorldPoints - What on earth are
WorldPoints? We're glad you've asked. WorldPoints is one of Bank of
America's great incentive programs for cardholders. WorldPoints is a
flexible incentive program that lets you apply your purchases to a number of
categories: cash back, travel, merchandise, or personal services. In
addition to this powerful rewards program, you will receive an introductory
0% APR for the first twelve months of membership. B of A offers a handsome
black and silver design that really instills the impression that this is one
of their top-of-the-line cards.

TripRewards MasterCard Credit Card - With its uniquely redundant name, the
TripRewards MasterCard Credit Card has become a favorite for travelers. The
0% introductory APR on balance transfers is a nice feature (and a theme for
B of A), but most users are attracted to its high powered rewards plan.
Earn 2 points for every $1 in net retail purchases and earn 13 points for
every $1 spent for qualifying TripRewards hotel stays, and that can add up
quickly.

All Bank of America cards come with the same great 24 hour customer service,
online account management, and fraud protection. Opting into a B of A card
gives you all of the benefits and security of one of America's largest
financial institutions. So, if you are considering a general use card, check
out the Platinum Visa; if you want flexible incentives, make sure to apply
for the Visa Signature with World Points; and, of course, if you're out to
see the world, the TripRewards MasterCard Credit Card is the way to go.

About The Author: Click here
forhttp://www.credit-card-surplus.com/bankofamerica.php. Ed Vegliante runs
http://www.credit-card-surplus.com, a directory helping consumers compare
and apply for credit cards.

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