Thursday, December 14, 2006

Finding Debt Relief

Unfortunately your bad credit is probably keeping you from getting an
unsecured credit card. These are cards that are for people with non-damaged
credit, simply for the fact that the credit card companies feel as though
they can be trusted. Don't beat yourself up over this however, because the
past is the past and one day soon you will be able to qualify for such a
card.

Before even thinking about applying for anymore credit cards, then perhaps
it's time to begin to eliminate credit card debt that you have already. The
stress that this debt relief can do for you will not only help you with your
credit rating, but with your physical well-being as well.

When you are all caught up on your debt management, then you'll want to shop
around for a credit card with the lowest interest rate that you can possibly
find. This is good for a multitude of reasons, since it saves you money on
your monthly interest charges, but it also becomes quite significant when
you're in need of a loan for a couple of hundred dollars. Finding a loan
with as low of an interest rate as you can get one for with a lower rate
card would prove to be quite a feat.

As well, some of the rewards and benefits that you can receive right along
with a low interest rate can be quite pleasing to most consumers. You'll
want to figure out exactly what you want from a card, and shop around. The
Internet is a great place to do this shopping as a matter of fact.

One especially good card is the Chase Platinum Card because it has a 0%
introductory APR for the first six months, and follows up with no annual
fees. The Chase Travel card goes a step further by rewarding card users
points as they use their card, which can be used for airfare, cruising, car
rentals, and hotel stays.

On the subject of car rental the Chase Travel will also reward you
five-hundred-thousand-dollars in Worldwide Auto Travel Accident Insurance
from HertzRCar Rental Discounts.

Moving onto another great card that you will enjoy is the DiscoverR Platinum
Card. This card offers a 0% Introductory APR as well, with no annual fees,
and will give you up to 2% Cash Back in Bonus awards. Some can even offer up
to 5% in cash back bonus rewards.


About The Author: Clinton Maxwell repeatedly edits articles on themes
dealing with investing and debt relief. His work on how to eliminate debt
are found on http://www.debtania.com/howtoeliminate.html as well as other
web sites.

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