Thursday, December 14, 2006

Why Use Credit Cards From Biggest Credit Card Issuers

There are several advantages to using a credit card offered by one of the
biggest credit card issuers than from using other credit cards. Examine
these benefits to make a decision about the best credit card for you.

There are several credit card issuers, but among these there are only a few
clear leaders in the industry: Visa, Mastercard, Discover, and American
Express. When you use a credit card backed by any of these credit card
issuers, you receive benefits that you would not receive if you use a credit
card from any other issuer.

Credit cards that are issued by the biggest card issuers are accepted in
more places internationally than some of the smaller issuers that usually
operate in a regional manner. When you are traveling to unknown country, the
last thing you need is to be caught in a place with a type of currency that
is not accepted in that place. You can travel to most of the world's major
cities with a card issued by one of the larger credit card issuers and have
your card accepted. Of course, the best course of action is to make sure
your credit card will be accepted in the place you will be visiting.

In most cases you receive better fraud protection with a credit card issued
by a larger company than you would with one that is offered by a smaller
company. Identity theft is on the rise. It is becoming easier for thieves
and scavengers to access your credit card. It can be difficult to dispute
illegal charges to your account. Most of the major credit card issuers offer
fraud protection for their cardholders. While the specific policies
regarding fraud protection varies among the card issuers, the biggest card
issuers try to make the process as smooth and easy as possible for the
cardholder.

The biggest credit card issuers (http://www.a1acredit.com) offer additional
perks and benefits beyond those offered by smaller credit card issuers.
These benefits, of course, will vary by the type of card you have and the
bank that backs the account. Some of these benefits are common among the
card issuers.

Many credit cards offered by the biggest credit card issuers offer
automobile insurance for vehicles rented using the credit card. Should you
become involved in a car accident while driving rented vehicle, you will be
covered by the insurance offered by the credit card used. You can save money
on car rentals by opting out of the insurance offered by the rental company.


Roadside assistance is another benefit that is typically offered by the
biggest credit card issuers. If you find yourself stranded on the side of
the road, you can use the credit card's roadside assistance to have your
vehicle towed to your home or the nearest mechanic.

Credit cards offered by the biggest credit card companies have more benefits
than other credit cards. For more information about the benefits offered
with your credit card you should contact your credit card issuer.


About The Author: Fruzsina Csery is a freelance copy writer.
She occasionally writes for http://www.a1acredit.com

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